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Alta Vista Insurance Agency

1020 S Santa Fe Ave, Suite K
Vista, CA 92084

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Alta Vista Insurance Was Chosen As One Of The Best Homeowners Insurance Agencies in Vista, California By Expertise.com

Expertise.com scored 65 agencies in Vista, California and selected the top 8 for 2021!

Recognition as a subject matter expert in homeowners insurance in San Diego, California shows how dedicated we are to helping our clients protect their lifestyles and their most valuable assets, their homes. So, when Alta Vista Insurance was selected as one of the top 8 personal lines insurance agencies in Vista, California for homeowners insurance by expertise.com we were very excited to be recognized for the amazing service we provide to our San Diego community and throughout California.

Our goal is to be an expert in real estate asset protection in San Diego, California. Focusing on property insurance is one of the cornerstones of our clients’ asset portfolios and that’s where we shine. Providing the proper education about the importance of financial protection gives our clients a solid foundation to build wealth and achieve financial freedom. Partner that with a subject matter expert that specializes in personal insurance like homeowners insurance, auto insurance, landlord insurance, flood insurance and earthquake insurance along with commercial property insurance, general liability insurance, commercial auto insurance, workers compensation, and cyber liability insurance in California and you have a healthy ecosystem to protect your personal and commercial assets.

“We want to give our clients the personal guidance and advice, so they feel empowered to make educated choices about their insurance. Be the guide in their story. We want to guide our clients through their insurance protection and put a plan together that leads our customers to success, so they can reach new heights. We invite our clients into a story where they have peace of mind and all their assets are properly protected.”

This is another feather in our cap and award to put on our mantel. The last two years, 2019 and 2020 Alta Vista Insurance was selected as Agency For The Future with Safeco Insurance and Liberty Mutual!

“This group includes some of the most innovative agencies in the entire independent agent channel. While they are all unique – each with their own distinct value proposition, customer focus and company culture – what they have most in common is in just how prepared they were to tackle the challenges of 2020 head on. They quickly adapted to the changing market conditions brought about by the pandemic, fully embraced digital to ensure the customer experienced remained strong, and continued to cultivate great corporate cultures to keep their teams engaged.”

-Tyler Asher, President of independent agency distribution for Liberty Mutual and Safeco Insurance.

The “proof is in the pudding”. I could go on and on and tell you all about the great work we do for our clients but it’s better to hear their stories. Check out some our client testimonials on our Google Business Page.

As an independent agency here in Vista, California since 1978, we’re no stranger to the neighborhood. Ever since then we’ve focused on personal and commercial property in San Diego, California working with real estate investors, property owners, homeowners, and new home buyers to give them the right plan to protect their lifestyles. We also focus efforts on helping other strategic partners in San Diego, California grow their businesses through our expertise and knowledge as an insurance guide to help them reach new heights in their businesses and provide their clients with a personal risk manager. We form long lasting relationships throughout Vista, California and all of San Diego with real estate agents, commercial real estate agents, property managers, mortgage lenders, bankers, CPA’s and attorneys.

We work strategically with business partners, especially real estate agents, to help those individuals grow their businesses, save time, and save money. One of our main focuses is to help agents close their transactions smoothly and on time and provide their clients with the proper protection they need for their lifestyles so they can live their best life. Insurance is a relationship business. Our goal is to build long lasting relationships with our clients, business partners, and our community.”

Expertise.com based their selections on a number of different criteria. They also looked at our online presence and social proof. They even took the time to test our strengthens with their surprise “mystery shopper” calls to ensure their list of insurance agencies are of the highest quality. Let’s just say, we passed with flying colors! Our staff was friendly, accommodating and answered all questions about bundling personal insurance and available discounts. Their selection criteria consists of five major categories.

Top Homeowners Insurance Agencies in Vista

1. Availability

Consistently approachable and responsive, so customers never feel ignored.

2. Qualifications

Building customer confidence with licensing, accreditations, and awards.

3. Reputation

A history of delighted customers and outstanding service.

4. Experience

Masters of their craft, based on years of practical experience and education.

5. Professionalism

Providing service with honesty, reliability, and respect.

Recognition and awards tell a story that we’re doing things right and putting our clients in San Diego, California first and we’re just getting started. Leveraging technology and our systems to create a seamless positive customer experience is a big focus as we look at new ways to meet the needs of our customers in the 21st century. We’re using more video and social media to educate our clients throughout the customer journey. Text messaging alerts and automation to keep clients informed about policy notifications and upcoming renewals has been a great addition to our client experience. During COVID-19 we’re able to reach our customers through virtual meetings using Microsoft Teams and book appointments using our online virtual calendar. If you’re looking for a better insurance experience and a personal guide to keep you informed about how to protect your lifestyle, we’d like to welcome you to Alta Vista Insurance.

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Vista Chamber of Commerce

During these difficult times, we are proud to sponsor our community and members of the local Vista Chamber of Commerce here in Vista.

With COVID-19, and the stay at home order, the Chamber is offering virtual coffee and conversation events.

Several of our agents have been Vista Chamber Ambassadors in the past, and as we start getting back to business, we look forward to supporting our community in this capacity again!

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Boys & Girls Club – Adopt A Family

Boys and Girsl Club Vista Adopt A Family!
Alta Vista Staff Adopt A Family For Christmas!

This year has been filled with many ups and downs and uncertainties. But one virtue has remained a beacon of hope, kindness. One simple gesture can change the course for any person. I’m overwhelmed and amazed at our support for such a great cause during this difficult time. Our agency staff rallied together to make a difference for a couple local families through our support of the Boys & Girls Club of Vista’s Adopt a Family Program! Santa delivered a sleigh filled with toys and presents today for the families to put a smile on everyone’s face during the holiday season. Thank you to my AVIA family for making a difference in someone’s life and creating positive change for our community.

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Alta Vista Insurance

Don’t get caught in the new insurance wave

This post was inspired by the CHUBB video shown here.

It’s how experts in insurance view the potential impact of disruptive businesses giving top priority to price over protection.

Chance. It’s why we wear our seat belt; it’s why we get healthy amounts of insurance.

https://youtu.be/euAXEOTQGd0

You’ve probably heard of the marshmallow experiment. Kids had a choice between getting a lone marshmallow or an entire bag. The catch? They had to wait 15 minutes alone with the single marshmallow unpackaged right before them. Mouths watering, some kids were able to make it through, others were not. Why? Their (and our) natural inclination to think short-term stopped some of them from getting the real, more lasting reward…Enduring those 15 minutes required grit and long-term thinking.

Maybe we need to take notes from those 5-year-olds who made it through, especially when the stakes are higher than missing out on marshmallows, like with, say, your beloved wedding ring, your cozy home, sweet subaru, and all your worldly goods.

For example, mass savings on insurance is a GREAT thing when done correctly, as independent agents are able to do. They can save you thousands of dollars without compromising healthy levels of defense through honest means like shopping around, spending extensive time understanding your unique situation and finding the BEST option out there, bundling, etc.

On the other hand, if savings are achieved without caution or are presented as a gimmick, as some disruptive insurance companies do today, you could be financially hurt or ruined.

Far too often, disruptive insurance companies tout inexpensive prices which favors buyers on price but counts on the unlikelihood of a costly claim affecting their clients. Many have gotten burned by this. Presenting a low price simply to create a hollow but more attractive offer is short-sighted, deceitful, and can bring about headache, heartache, and huge issues.

So how can you tell if an insurance company is honest or not? Glad you asked.

1. Read their customer reviews, and not just the ones on their website or their app. Use sites like Yelp!, Facebook, and Google to find candid opinions about their insurance services

2. Read the terms of your quote. 

3. Contact an insurance professional to review what the fine print means and get a second opinion. If you need help, call 8887242124 and one of our team members will be happy to help you sort through the jargon and ensure you have got the coverage you need.

While a disaster is unlikely, it is not improbable enough to bet and thus forfeit your long-term plan, home, and savings.
Cheap but insufficient insurance just won’t cut it in the long term.

At Alta Vista Insurance, an independent agency, a helpful and skilled insurance guide will find you the best prices without compromising quality.
Providing you with insurance that will protect your lifestyle, your future, and your assets since 1978,


Schedule an Appointment

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Hobbyists and Full-Time Farmers: Protecting Your Farm

You need the best protection for your hard work and home. 

That can be confusing when you live and work in the same place, like on a farm. 

How do you classify a farm house? A winery or orchard with a dwelling on it?

Click the photo below or click here to read our article that offers a clear explanation for why and when you need a separate policy from your homeowners policy. We’ve also included a tip to avoid lapsing coverage when you buy new equipment.

Check it out!

Hobbyists and Full-time Farmers: Protecting Your Farm

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The Restorative Practice of Gratitude

As a kid and —let’s be honest—often even now, I tend to send out thank you cards later than propriety demands.

Frequently I’ll even write them and never get around to sending them.

…yeesh.

While this is not a good way to maintain friendships, it turns out even just doing that has a salutary effect on one’s mental health.

In “How Gratitude Changes You and Your Brain,” written by two Ph.Ds from Berkeley’s Greater Good Magazine, they quote a study done on 300 adults receiving mental health counseling at the university. Compared to those who didn’t write at all as part of their health regimen, or those who focused their writing on sorrowful topics, people “who wrote gratitude letters reported significantly better mental health four weeks and 12 weeks after their writing exercise ended.”

Here’s the kicker (and encouraging part for me):  even though only 23% of those who wrote thank you letters sent them, both the group of “senders” and “non-senders” still experienced greater positive emotions and longer-term, faster-acting effects on their mental health.

While I don’t advise writing a heartfelt thank-you note and not sending it, it’s noteworthy to recognize that the simple practice of being grateful and expressing it may actually improve health.

Sounds good, right?

Many of us have our parents to thank for teaching us about thank you notes. Unfortunately, because of that, they have the potential–for example, for me–to initially feel like a chore rather than a joy.

However, my response to this internal argument is two fold: they bless another person AND they affect your health positively. Booyah, I’m into it.

Thank you notes are not the only way to get the benefits of practicing gratitude, though. Whether written, verbal, or simply internal, practicing gratitude will likely affect you positively, during a season, which many will admit, is supposed to be all warm and fuzzy but really yields much anxiety and heartache for many.

Care for yourself this season by instituting small moments of gratitude through encouragement of others, in prayer, affirmations, and/or living mindful of things in life you enjoy and appreciate.

A new holiday is coming up, too, Giving Tuesday.

Check out the stories and get involved here!

Sources:

 

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A Day in the Life of an Intern (Glamorous)

I am the marketing intern at Alta Vista Insurance.

Those photos on social media you see? I post those and record every “Happy Birthday” song sang at 1020 S. Santa Fe. (My voice is the extra loud one since I’m always closest to the microphone. Embarrassing. Worth it.)

Here is a curated collection of my photos I edited using one of my favorite apps, VSCO.

 

A cloudy day at my school, California State University San Marcos.

The day my friends and I went to an escape room in Oceanside. Would recommend the School of Hard Locks, truly.

One morning after a short shift at my old job, I went to the local pier to watch the waves.

The office in Vista, California.


Why VSCO Is The Bomb

If you’re wondering about VSCO, it’s my favorite app for a few reasons:

It makes high quality photo editing accessible and easy.

I love how many elements of the photo I can adjust and that one doesn’t want to spend much time editing, using their free presets improves the quality of the photo drastically.

Also, I really love the editorials they post, which make a melody of beautiful and interesting photos with thoughtful words.

Check out this one they posted on World Photo Day which details some tips on how to take better photos and displays some awe inspiring photos of people around the globe.

Here are some examples of photos I thought were good (left) but not great before and after editing:

 

 

 

 

 

 

 

 

 

 

 

A fisherman and newfound friend.

Taken on iPhone 5s.

 

Thank you for taking this moment to learn more about me. I hope you picked up a tip to set your photos apart and get more joy from the creative process!

Send us your photos from your various lands. Please.

We’d love to see what daily life in your city looks like for you and, with your permission, your photo could be included in our newsletter.

Send ’em over!

Email: anna@altavistainsurance.com

 

 

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