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Alta Vista Insurance Agency

2585 Pio Pico Dr, Suite 100
Carlsbad, CA 92008

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What 4 Things are INCREASING your Homeowners Insurance?

To ensure you keep your insurance costs down, and your home safe, here are four things you should stay away from:

  1. Keep your house looking PRISTINE! Keeping up your maintenance will keep your homeowners insurance down! If your house isn’t maintenance, your insurance could increase rapidly or even be CANCELLED!
  2. It’s all about location! Fires are a hazard especially in California. Your insurance rates could increase if you are too far away from a fire station or a fire hydrant. If you aren’t locate near one of those, make sure you are close to a reliable water source incase of an emergency.
  3. It’s all fun and games until someone gets hurt. You may not know it, but SWIMMING POOLS and TRAMPOLINES increase your insurance rates! Over 90.000 hospital visits are reported annually because of trampolines. What most homeowners don’t realize is that a trampoline can cause serious spinal and brain damage. Swimming pools claim over 1000 lives a year! So, before you invest in these items, be sure to think twice!
  4. A man’s best friend could easily turn in to mans biggest foe. Although soft and cuddly, not all dogs are good to own. Dogs such as Dobermans, Great Danes. German shepherds, Siberian huskies and other so called “dangerous and violent breeds” could make you insurance skyrocket. Be sure to buy a dog that is friendly to every part of the household!

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