{"id":4148,"date":"2025-05-30T04:00:00","date_gmt":"2025-05-30T10:00:00","guid":{"rendered":"https:\/\/www.altavistainsurance.com\/blog\/?p=4148"},"modified":"2025-05-27T09:14:59","modified_gmt":"2025-05-27T15:14:59","slug":"california-requires-construction-contractors-to-carry-these-business-policies","status":"publish","type":"post","link":"https:\/\/www.altavistainsurance.com\/blog\/california-requires-construction-contractors-to-carry-these-business-policies\/","title":{"rendered":"California Requires Construction Contractors to Carry These Business Policies"},"content":{"rendered":"

If you’ve recently moved to California, you may have noticed significant differences in the state’s laws compared to the rest of the country. At Alta Vista Insurance Agency, we want you to know that these legal differences extend to your Carlsbad, CA business as well. For instance, California mandates specific commercial insurance that businesses must carry, and it imposes additional requirements for specific industries.<\/p>\n

Commercial Insurance Requirements in California<\/h2>\n

The state of California requires all construction contractors and business owners to carry three types of insurance, which they must present when obtaining or renewing their contractor’s license.<\/p>\n

Workers Compensation Insurance<\/h2>\n

Purchasing workers’ compensation insurance is mandatory in the state. California requires every business with one employee to buy a policy. The business owner counts as an employee, so your commercial insurance package will include workers’ comp.<\/p>\n

Commercial General Liability Insurance<\/h2>\n

Every construction contractor and limited liability corporation (LLC) insurance package also includes Commercial General Liability (CGL) insurance. This policy provides coverage for personal injury, bodily injury, and property damage.<\/p>\n

Surety Bond Insurance<\/h2>\n

Each construction contractor must present a surety bond of at least $25,000 when they apply for or renew their contractor’s license. This bond provides a financial guarantee that the bond purchaser will complete the job for which they’re hired and do it correctly.<\/p>\n

Contact Us Today<\/h2>\n

Start your commercial policy today by calling or emailing the Alta Vista Insurance Agency offices. We’ll build a package for your construction firm that provides the workers’ compensation, commercial general liability (CGL), and surety bond coverage your business needs to remain in compliance. Let our insurance agents help you customize your package to include other policies that your company needs, such as business interruption and glass insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you’ve recently moved to California, you may have noticed significant differences in the state’s laws compared to the rest of the country. At Alta Vista Insurance Agency, we want you to know that these legal differences extend to your Carlsbad, CA business as well. For instance, California mandates specific commercial insurance that businesses must […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75],"tags":[94,157,154],"class_list":["post-4148","post","type-post","status-publish","format-standard","hentry","category-business-insurance","tag-alta-vista-insurance-agency","tag-business-policies","tag-carlsbad-ca"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t