{"id":1044,"date":"2018-06-12T17:16:16","date_gmt":"2018-06-12T17:16:16","guid":{"rendered":"http:\/\/blog.altavistainsurance.com\/?p=1044"},"modified":"2021-01-12T12:07:09","modified_gmt":"2021-01-12T18:07:09","slug":"expert-advice-on-life-insurance","status":"publish","type":"post","link":"https:\/\/www.altavistainsurance.com\/blog\/expert-advice-on-life-insurance\/","title":{"rendered":"Expert Advice on Life Insurance"},"content":{"rendered":"<p><strong>Life happens,<\/strong> and often at the most inconvenient time.<\/p>\n<p>Most clients I speak with don\u2019t know where to start when it comes to life insurance. They think it will be a difficult and scary process.<\/p>\n<p>As someone very familiar with the matter, I can assure you, having a policy provides peace of mind and is easier than you might think.<\/p>\n<h3>There are two different types of policies:<\/h3>\n<ol>\n<li>Term Life Insurance (lasts 10, 20, or 30 years)<\/li>\n<li>Universal (permanent) Life Insurance.<\/li>\n<\/ol>\n<p>Most clients I speak to are interested in <em>term life insurance<\/em> because this is a policy which will typically get them to retirement or will cover them until the kids are out of the house and\/or the mortgage is paid off.<\/p>\n<p>When speaking to new clients about life insurance, here are a couple of things I ask them to think about:<\/p>\n<ul>\n<li>Think about your mortgage, car payments, and bills, etc. <strong>What would it cost to keep your family just as they are now financially if something were to happen?<\/strong><\/li>\n<li><strong>Do you want a plan you can put into place and not think about again? Or do you want a plan that offers things such as benefits for critical, chronic or terminal illness?<\/strong><\/li>\n<\/ul>\n<p>After getting a sense of what you want to protect we can then look at products and an application.<\/p>\n<p>Putting a policy in place can protect your assets and loved ones. With a trusted insurance adviser to help you through the process, your life insurance fears can be dealt with, potentially providing a well-planned solution at a time when the unexpected happens and you can&#8217;t be there.<\/p>\n<p>Call me today at 888.724.2124 or <a href=\"https:\/\/go.altavistainsurance.com\/contact-us\">Get a Quote Here!<\/a><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><a class=\"fasc-button fasc-size-xlarge fasc-type-popout fasc-rounded-medium\" style=\"background-color: #0ead54; color: #ffffff;\" href=\"https:\/\/go.altavistainsurance.com\/contact-us\">Get Started <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Life happens, and often at the most inconvenient time. Most clients I speak with don\u2019t know where to start when it comes to life insurance. They think it will be a difficult and scary process. As someone very familiar with the matter, I can assure you, having a policy provides peace of mind and is [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1166,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57,66,1],"tags":[],"class_list":["post-1044","post","type-post","status-publish","format-standard","hentry","category-employee-benefits-health-life-insurance","category-life-insurance","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1044","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=1044"}],"version-history":[{"count":1,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1044\/revisions"}],"predecessor-version":[{"id":2965,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1044\/revisions\/2965"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/media\/1166"}],"wp:attachment":[{"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=1044"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=1044"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=1044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}