{"id":1030,"date":"2018-05-25T19:54:53","date_gmt":"2018-05-25T19:54:53","guid":{"rendered":"http:\/\/blog.altavistainsurance.com\/?p=1030"},"modified":"2021-01-12T12:07:10","modified_gmt":"2021-01-12T18:07:10","slug":"bops-bright-idea","status":"publish","type":"post","link":"https:\/\/www.altavistainsurance.com\/blog\/bops-bright-idea\/","title":{"rendered":"Do You Run a Business? Here&#8217;s a Bright Idea"},"content":{"rendered":"<figure id=\"attachment_1040\" aria-describedby=\"caption-attachment-1040\" style=\"width: 143px\" class=\"wp-caption alignleft\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1040 size-medium\" src=\"https:\/\/www.altavistainsurance.com\/blog\/wp-content\/uploads\/2018\/05\/Lightbulb@2x-2-143x300.png\" alt=\"\" width=\"143\" height=\"300\" srcset=\"https:\/\/www.altavistainsurance.com\/blog\/wp-content\/uploads\/2018\/05\/Lightbulb@2x-2-143x300.png 143w, https:\/\/www.altavistainsurance.com\/blog\/wp-content\/uploads\/2018\/05\/Lightbulb@2x-2.png 227w\" sizes=\"auto, (max-width: 143px) 100vw, 143px\" \/><figcaption id=\"caption-attachment-1040\" class=\"wp-caption-text\">&nbsp; &nbsp; &nbsp; &nbsp;<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><em>Business Owner&#8217;s Policy (BOP) &#8211; A Bright Idea<\/em><\/h2>\n<p>Commercial property insurance is designed to insure commercial property owners from a potential covered loss. Many business owners purchase commercial building coverage as part of their Business Owners Policy. The Business Owners Policy is a robust policy offering many coverages under one policy.<\/p>\n<p>Depending on the terms of your policy, some of the coverage offered by a \u201cBOP\u201d are the following:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Fire coverage for the covered building and contents scheduled on the policy.<\/li>\n<li>Water damage to the building and contents in case of a flood or broken pipe.<\/li>\n<li>Lightning\/storm which damages an outdoor sign<\/li>\n<li>Inventory<\/li>\n<li>Loss of business income due to a covered peril<br \/>\nSounding good so far? There&#8217;s more!<br \/>\n&#8230;<\/li>\n<li>Liability coverage in the event of a covered law suit<\/li>\n<li>Data Breach coverage in the event confidential information is obtained by a hacker. Make sure to read the exclusions of this coverage as there can be limitations.<\/li>\n<li>Employment Practice Liability coverage can be included to protect an employer from a claim made by employees alleging discrimination, sexual harassment, wrongful termination, etc.<\/li>\n<li>Hired &amp; Non-Owned coverage provides coverage to employees driving on the job. This coverage will pick up the additional cost that may be inquired after using the employees personal auto policy.<\/li>\n<\/ul>\n<p>As a business owner, if you are unsure of what&#8217;s covered on your current policy reach out to your agent and review your coverage. There may be gaps that could cost you a fortune.<\/p>\n<p>Fortunately, you&#8217;ve got us. At Alta Vista Insurance, we work to help your business reach new heights.<\/p>\n<p>Call today at (888) 724-2124 to see whether you might be vulnerable to a loss or <a href=\"https:\/\/go.altavistainsurance.com\/stephanie\" target=\"_blank\" rel=\"noopener noreferrer\">click to get a quote!<\/a><\/p>\n<p style=\"text-align: center;\"><a class=\"fasc-button fasc-size-large fasc-type-popout fasc-rounded-medium fasc-style-bold\" style=\"background-color: #33809e; color: #ffffff;\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/go.altavistainsurance.com\/stephanie\">Click to Get a Quote!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Business Owner&#8217;s Policy (BOP) &#8211; A Bright Idea Commercial property insurance is designed to insure commercial property owners from a potential covered loss. Many business owners purchase commercial building coverage as part of their Business Owners Policy. The Business Owners Policy is a robust policy offering many coverages under one policy. Depending on the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2283,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75,10,21],"tags":[85,86,18],"class_list":["post-1030","post","type-post","status-publish","format-standard","hentry","category-business-insurance","category-commercial-insurance","category-insurance","tag-bop","tag-business-insurance","tag-commercial"],"_links":{"self":[{"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1030","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=1030"}],"version-history":[{"count":1,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1030\/revisions"}],"predecessor-version":[{"id":2970,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1030\/revisions\/2970"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/media\/2283"}],"wp:attachment":[{"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=1030"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=1030"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.altavistainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=1030"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}