Homes tend to expand as families do. When the walls seem to be bursting at the seams, many choose to renovate and extend rather than selling up and moving. This makes perfect sense when you have found your ideal spot and don’t want to go through the time and expense of finding another home. Remodeling your home sometimes means you may need to move out briefly while renovations are completed, and in this instance, it’s important to check that both that your home insurance remains valid, and that you are protected during the interim with California renters insurance that covers your possessions while in your temporary rented accommodation.

Even if you don’t take a lot of possessions with you, you’ll at least have clothes, bedding, computers and other personal items that you want to protect. It may be worth taking out renter’s insurance for the period that you will away. As with home policies, renter’s insurance also includes liability. This may provide valuable insurance whenever you have anyone visit your home, especially for dog owners.

It’s also worth noting that some home policies have a vacancy clause which deems the policy void if the house is left vacant for a predetermined time, perhaps 30 or 60 days. It would be wise therefore to check on your current void clause before you move out, and arrange for additional insurance to protect your home if needed.

California renters insurance and home insurance may both work to help keep you financially protected in the event of disaster. For more advice and information, feel free to speak to your insurance agent. 

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